How to Protect Your Property from Flooding

How to Protect Your Property from Flooding: Practical Tips and Strategies

Flooding is a common and costly disaster that can strike anywhere. Whether you live in a flood-prone area or not, safeguarding your property against flood damage is essential. In this article, we’ll explore effective measures to protect your home from flooding, including the critical step of mounting electrical devices above the base flood elevation (BFE).

1. Know Your Risk

Before implementing flood protection measures, understand your property’s flood risk. Every location is susceptible to flooding, so it’s crucial to assess your specific situation. Here’s how:

2. Insure Your Property

Even if you’re in a low-risk zone, consider purchasing flood insurance. Standard homeowners’ insurance policies do not cover flood damage. A few inches of floodwater can lead to costly repairs. Explore FEMA’s Preferred Risk Policy, which offers affordable coverage for properties outside high-risk zones.

3. Elevate Electrical Devices

Elevating electrical components above the BFE significantly reduces flood risk. Follow these guidelines:

4. Maintain Proper Water Runoff and Drainage

Outside your home, focus on water runoff and drainage:

  • Gutters and Downspouts: Regularly clean and maintain gutters and downspouts to ensure rainwater flows away from your home.
  • Drainage Ditches and Storm Drains: Clear debris from nearby drainage ditches and storm drains to prevent water buildup.

5. Flood-Resistant Materials

Consider using flood-resistant materials:

6. Additional Measures

Remember, even after mitigation, some risk remains. Create a comprehensive plan to protect your family, home, and belongings. For more information, visit

By following these steps, you’ll enhance your property’s resilience against flooding and minimize potential damage. Stay informed, take action, and safeguard your home for a more secure future.


  1. FEMA. “Protect Your Home from Flooding.”
  2. FEMA. “Protecting Service Equipment.”
  3. Met Office. “Protecting Your Property from Flooding.”
  4. FEMA. “Flood-Resistant Electrical System Design.”